I think its super important to have a bit of extra insurance even if your not even close to a pro. Even on top of the stuff i have through work I have a policy through combined insurance here in Canada. If i break my hand riding or skiing and cant turn wrenches for a week i'm covered. If its worse, they cover me until my disability insurance kicks in.
So they just peeled right off? I'm getting this model Scout with the same color scheme in a couple of weeks from a buddy who is getting the new carbon version and I would like to do the same thing with the accents.
Have you had any problems with your rear SRAM MTH 746 hub? I've heard some negative things about it. I'm about to get the 2016 version of your bike with the Kit 3 build which is why I am asking.