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Liked a comment about feature Opinion: When Does Risk Outweigh the Reward? How Red Bull Rampage Changed Our Perspective 10/20/2015 8:02 AM

Will Olsen was killed in early August at the Crested Butte EWS. There was much sadness and compassion expressed throughout the MTB community, but not the outrage that is following Bas' injury. What's the difference? More money? Hardly. Lower risk? Hardly. The absence of a hi-def video of the incident? Perhaps.

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Liked a comment about feature Opinion: When Does Risk Outweigh the Reward? How Red Bull Rampage Changed Our Perspective 10/20/2015 5:35 AM

I hope you all read this because it's something of a "fact". I write insurance, some pretty crazy policies too sometimes, and one thing to understand is that THERE IS NO INSURANCE POLICY FOR THIS TYPE OF EVENT!!! Sure, you race a USAC bike race, you get secondary coverage that will pay 70/30 after you use all of your existing policy and that's just a bike race, not an "event" (IF YOUR INSURER DEEMS RAMPAGE IS COVERED). But that coverage is easy, simple and a large pool of risk (100's of thousands of riders). Pretty generic "racing" risk.

But even if the event promoter or RedBull wanted to insure the riders, not even Lloyds (I've written a simple and yet wacky policy by them) will write it. See Turman's odds listed above. 1 in 5 riders would file a claim.

So let's move past what seems like a simple solution of having the event or promoter cover them (unless you're talking about RedBull self insuring the event for $2 Million plus...that's cash in an account that's guaranteed to pay out to riders if injured, which ain't happening).

Look past insurance. The solution will not come in the form of insurance money to piece together a shattered body. The only protections we can put in place are the better judgement of the riders who must weigh the risk of the moment with the potential for future income they might gain versus their own body, health, income and possibly their life.

The true solution for the riders is to request the financial report from RedBull to determine what RedBull actually makes on the event so they know how much of that profit they should be entitled to. Don't ride until the riders vote that the prize money is enough.

This feature has 88 comments.